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Friday, January 28, 2011 @ 11:01 AM
posted by admin

Three of California’s largest health insurers — Anthem Blue Cross, Aetna and Pacificare — have agreed to hold off on planned rate increases for 60 days, California’s new Insurance Commissioner Dave Jones said today.

“The state’s largest health insurers have submitted multiple premium increases for early 2011, and I am very concerned about the impact these increases will have on policyholders, especially since I have not had sufficient time to review these filings,” Jones said.

A new state law, SB 1163, requires Jones’ office to review the reasonableness of health insurance rate increases, but he does not have the power to deny rate hikes.

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Tuesday, January 4, 2011 @ 04:01 PM
posted by admin
If you have ever wondered why people pay for life insurance,  or wondered why you would want to have life insurance, watch this short video to see a real example of what life insurance does.
I can tell you that those who sell life insurance have more coverage than those that don’t because they see the benefits of it.

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Thursday, December 9, 2010 @ 07:12 PM
posted by admin

We are excited to introduce 11 new Individual products, available to sell today with a first effective date of December 10, 2010. These familiar plan designs are compliant with the Patient Protection and Affordable Care Act (PPACA) mandated benefits and continue to offer a broad choice of coverage to help meet your  needs. These plans supplement our PPO Share 3500 and 7500 and HMO plans that were previously approved.

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Wednesday, October 13, 2010 @ 10:10 PM
posted by admin

Are You Guilty Of Any of These Common Misconceptions?


I have my life insurance through my employer:

  • Most often life insurance through your employer is an annually renewing policy that increases in premium every year.
  • If you change employers or lose your job, most policies are not transferrable.
  • When you change employers you will be older and life insurance will cost much more at that time, or you may have a health problem that makes you uninsurable all together.

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Monday, October 11, 2010 @ 07:10 PM
posted by admin

Long term care is not for everyone, so then who is it for?

For people who have significant assets, or
For people who don’t have enough significant assets to lose $100k-$500k or more of their retirment savings if a spouse needs long term care, or
For people who would like to maintain a higher level of care than that provided by Medicaid (You can’t get this until you are broke)

Do you have what it takes to cover long-term care costs?

Gain a healthy perspective by considering the 3 simple facts…

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